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LEAVE COMMERCE BEHIND

 

By: James Allen Homyak

December 2022 (gregorian)usoa logo blu

When we are determined to live as upstanding Americans, we each must define these blessings by beginning our story of our life right from where we were born; that location which forms the basis for our initial citizenship claims -- thus the claims of our biological parent to have brought a new child into existence. 

Too often we fail to generate detailed documentation derived from our list of choices and decisions to make regarding the establishment of who we are as we grow into our maturity and make informed decisions inside our early adulthood.

We can even strengthen our private standing by making new decisions and more advanced choices later in life as we become more informed as to who and what we are and produce the documentation to back that up. 

Initially, as your typical birth day [not a ship berthing] story developes, we find that all too often the 'parental unit' are so busy with actually getting the labor over with and getting acquainted with their newborn, that they just seem to go with the flow and "take it as it comes" to get through this blessed time [in triplicate]. 

Every “person / Person / PERSON” is a debtor by default, and every man or woman who suffers “joinder” to a “person” becomes “surety” in the debt-money system of bondage, sacrificing their living energy via that fictional “transmitting utility”, feeding the parasitic banking cabal which espouses the Roman motto: “He who would be deceived, let him be deceived.”

Society has been compensated, INSIDE THE MATRIX OF ILLUSION, to do it right and do it well by way of the commercial power structure, chided to do it quickly and cheaply or else! 

 

Enter the U.C.C. public policy:   

To all of them, I say "screw you" and I am Not In Commerce!

USOA is a free interactive e-book server, based in open source code, that comes complete with a Private Membership Community system,  now open [on both front side & back side] to people who are done with "the System" (read: of Big Brother and Uncle Sam) as we've come to know them.

 



Mary Elizabeth Croft Interview
 
Everything that takes place inside a professional birthing event is brought forth among those in attendance to the event -- this would be a hospital setting where experienced people know the ropes and follow established routines.

 

Where our home country is concerned, there exist a variety of locations where babies could be born:

  • on private land or at home
  • on public land* or at a hospital*
  • on a military base* or federal property*
  • upon any of the 50 state territories
  • within the federal District of Columbia*
  • upon the seven known anciliary possessions*
  • at sea or on an inland waterway or during air travel*
  • on a boat* a train* or an automobile* or a city bus*

    * potential exists to be born within a commercial setting, where you will be governed by whomever owns the land/building/property where your child is born

Long ago, after the formation of The united States of America, people would bring children into their families without all of the pomp and circumstance found in modern commercial hospital maternity wards. Parents would add careful writings into the front of their family Bible as a record for their family. There was never a fancy thing called COMMERCE involved in starting your family in the privacy of your home.

Back in the day, many children were born on slave plantations where the child became the property of the plantation's owner. Many children were born in private homes. Many children were born in medical or healthcare establishments. No matter where a child is born, it can be said the child obtains a birthright citizenship closely associated to the place, namely the State, where being born had just occurred.

Do the parents own their new child or does some other self-interested party purport to claim such ownership? The short answer is, it depends. 

Example:  Your Dad and Mom are in New Mexico and very pregnant. Baby is coming fast and the expectant couple suddenly cannot make it to their desired Hospital in time for baby's arrival, so they pull to the side of the road and summon a public servant first responder to help them have the baby inside their automobile. Where did this occur? If it occured in any of the 50 states proper, namely New Mexico, the child can inherit that state as the first citizenship it will inherit by operation of law -- a New Mexico newborn child. 

At this stage of the child's new life, something large and well developed is about to take over, and it happens so smoothly that we've all just become accustomed to becoming dependant on "the System" to get through all of this. We are expected to register the birth of our child and obtain dependancy status officially in the public records.  You need two administrative documents to get your child up and running: 1) a BIRTH CERTIFICATE; and 2) a SOCIAL SECURITY subscription -- and because of the fancy LEGAL WORK financed by the globalists, your 2 step process automatically gets your child recorded as a U.S. Citizen and as a resident of the home state where you decide to live as a family.

Enter Commerce, beginning during the late 1930's through present

Our American commercial system has been constructed using methods and practices and concepts which have been centuries in the making -- all owned and controlled by international bankers and financiers that have all nearly perfected the concealment of the real truth about what happens when your children are born into this country upon a state and at a county or town or city or municipality. The fact of the matter is our modern American childbirths result in our newborns being conscripted from their cradles into something that has gotten so dastardly over the past 120 years that you really don't own anything anymore -- including your own children.

The foremost achievements that commercially must take place, is to create recordings, generate official birth records, and complete all administrative processes to officially bring your baby into its new American home. This is where your life gets dicey real fast; especially if your parent(s) take the default paperwork path set out before them at the birthing location.

The first question a parent must ask themself: Are you a slave person or a free man or woman? 

Were you a child of a military person who was not present the day of your birth?  Were you deemed a ward of the state due to your mother being regarded as "an informant" leaving you as a newborn without a father to claim you as his property? Did your child come into this world as a product of a State Licensed marriage?  Are you aware of the fact that at some stage in U.S. History years ago, the act of getting married had formed a civil union which is officially actually a business contract between business entities?

Going back up the chain, we find you, a state born child who has grown up to become a triplicate.

  • Non-Profit  (your Ecclesiastic Person not generating taxable revenue) (aka John Doe)
  • Domestic (your State Person, a transmitting utility device and resident) (aka John M Doe)
  • Foreign (your Federal Person, residing at Washington, D.C on paper) (aka John Michael Doe)

When you have established the "when" or the "how" you have been presumed upon as a child, you will have to deal effectively with your steps to undo the mess and reclaim your freedom. Many of us had a parent write and sign standard hospital state forms. That is generally the doorway to being presumed a U.S. Citizen (both territorially a 'U.S. Citizen' and municipally a 'citizen of the United States' and by the state)(non-profit home State agency franchise).  

What they all have is businesses serving them, and whereby its "citizen persons" have to go along with services provided by such providers, contractors and sub-contractors governed by Uniform Commercial Code treating Americans each as a VESSEL IN COMMERCE without teaching them any of the technicalities about this truth. 

The international financiers and central banks created for themselves an internal chargeback conduit and they have to sneak you "the natural parent" into a contrived role to stand-in for the RESIDENT THING the enterprise had created in your child's name. Sometime soon you are also going to be encouraged to believe you need a lawyer for helping you administer the affairs for yourself and your child, etc. But why? To practice law in your defense? 

They're theives and the international globalist predecessors were at it so long they chipped away at perfecting their dominion over the people beginning hundreds of years ago. They've legally foisted a con game and this has become and enormous hoodwink.   You might think you are a free man/woman yet unbeknownst to you once you take the default into their artificial U.S. Citizen Person Capacity, your body now gets presumed to be the chattel and the surety for enormous debt which you've had no hand in creating. 

The common ground we find is this:

The Uniform Commercial Code was enacted in 1963 and became effective in 1965. At some time during the 1970's we saw the introduction of commercial corporations in all sorts of places where we conducted our daily affairs. Schools, Gas Stations, Grocery Stores, Doctor Offices, Churches, the local Bar, Airports, Golf Courses, you name it. Everything began to commercialize their operations via their Secretary of State office.  The words, "Hey Joe, glad to see you back, what'ya need today? and replaced with 'Sir, one moment, be right with you." We were gradually transitioning into the politically correct me/me generation.

Uniform Commercial Code
 
The Uniform Commercial Code, first published in 1952, is one of a number of Uniform Acts that have been established as law with the goal of harmonizing the laws of sales and other commercial transactions across the United States through UCC adoption by all 50 states, the District of Columbia, and the Territories of the United States.  Guess what is behind all of this?  BAR Associations and thousands of well-paid attorneys and lawyers all holding BAR memberships.
 
Sales from whom to whom?
 
You get labeled when you are regarded AS DOING BUSINESS IN COMMERCE so that you are held to the standards of the applied business policies. The word used to describe you is "customer" and without a doubt that's the word used when you sell to someone who plans to resell continually as a business to business deal. But wait just a minute. Let's say you're going to keep what you buy with the intent to keep it forever and hand it down to your family to keep as an heirloom, etc.?  You have that right.  Yes, this means you are Not In Commerce?  Right? Yes!!   That is how you leave commerce and stop the presumption that you are a vessel, as a ship, carrying goods to sell, etc. 
 
Nothing I Buy Is FOR SALE 
 
The truth that nothing of yours is for sale, is a complete surprise to people in the main stream. How many ever thought of it? 
 
Your buying and selling, especially when done with commercial bank credit, is fully under the presumption that you're a "sub-American" meaning your Legal Person is in play. Recall the analogy of 'the monopoly game tokens' elsewhere in this website. 
 
• the 2nd or 3rd class Person or
• PERSON doing business as a U.S. Citizen, (a resident citizen person [read: sole proprietor] of the British territorial Queen Monarchy's holding company, named the same ALL CAPS NAME style as one of America's Federal Government's subcontractor under private commercial law.
 
The people have not been allowed to live and survive under the public law. They've done it to our detriment, to our expense, to our demise. That is why I followed the difficult path to ween off possessions and focus on needs by going OUTSIDE the system, and I tell everyone. What do I gain?  It helps me keep the government's agencies on the hook for returning my assets. 
 
We need a new money driver
 
We need a new money driver.  A new penny stock where the future value of a .01 cent share becomes the basis of the value of the thing is that's different. 
 
We make a 1,000 dollar pledge to buy 100,000 penny stocks in our new currency system. The growing value of our share price is directly proportionate to our earnings.  So for example, we have 100,000 investors who each invest 1000 dollars, that means we will have 10 billion shares held. The company then also has 100 million dollars to create a 40 billion dollar company.  That will turn the 100,000,000 into shares valued at $108.00 up from .01 cent.  Value from appreciation.
 
Americans need an effective remedy
 
Given the fact that our children are expected to grow up, get a job, file government paperwork, pay taxes, and join the system, we will not be much help in answering their questions because we don't even know what we don't know.
 
Since there hasn't been any real money in many generations, we have to sit back and watch our kids tread water without being able to offer them actionable guidance.
 
All we really have to fall back on is the same indoctrination that our globalists have designed centuries ago to gain ultimate dominion and control over us, at our expense, for their enrichment of the central banks and international financiers.  

US Vet Bank and So Much More! Must Listen!

Regulation Z Mortgage Exemption and other great topics discussed. 7-12-22

 
 
 
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Written By: James Allen Homyak
Parent Category: Reading Materials
Category: Unruly States of Affairs in the United States of America
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    THE ABUNDANCE PARADIGM: WHY AI FORCES A RETHINKING OF MONEY ITSELF — PART 1

    By Ellen Brown on May 11, 2026

    A Universal Basic Income (UBI) has long been proposed as a way to cushion the blow of jobs lost to automation. Under that model, everyone receives a modest monthly payment – enough to cover basic needs and prevent extreme poverty. 

    But Elon Musk has gone further. On April 16, he posted on X:

    Universal HIGH INCOME via checks issued by the Federal government is the best way to deal with unemployment caused by AI.

    Rather than a subsistence stipend, Universal High Income (UHI) would be a level of income allowing ordinary people to live well in a world where machines do most of the work. Musk has also said that AI and robotics are the only things that can solve the massive U.S. debt crisis. 

    That sounds promising, but where will the government get the money to pay the UHI? Critics say any government that tried it would go bankrupt. There are also other concerns, which will be addressed in Part 2 of this article. Here we will look at the financial underpinnings: why UHI is even thinkable, why AI forces a reexamination of how money enters the economy, why the current system cannot scale to meet what is coming, and the implicit transition needed to meet that challenge.

    Why the Current Money System Cannot Scale

    The national debt of the U.S. government just topped $39 trillion. China’s is $18.7 trillion. Japan’s is $8.6 trillion. Those of the UK, France, Germany, Italy and Spain are each in the multi-trillion-dollar range. Collective global debt now stands at $353 trillion, 305% of the world’s annual economic output. So even if, hypothetically, everything produced in the world in a year were applied toward liquidating the debt, it still would not be enough to pay it all off. 

    In fact the debt can never be repaid, because of the way money currently enters the system. Nearly all of the money supply today is created by banks when they make loans. Banks do not lend their existing capital. The loan itself creates the money. The bank adds the loan amount to the asset side of its balance sheet and balances that sum with the same amount on the liability side. When the borrower withdraws or transfers the funds, either the bank takes them from its reserves in “vault cash” or the Federal Reserve debits the bank’s digital reserve account at the central bank. But the lending bank typically has funds coming into its reserve account at about the same rate as they are going out, so its reserves are continually replenished. Thus a very small reserve account can support a much larger money creation engine. For decades before the Fed discontinued the reserve requirement in 2020, it hovered at around 10%.

    The chief problem with this debt-based system is the interest, which the bank does not create in its original loan. For a typical long-term loan, interest can double the total tab or more. Where is the money to come from to pay this added liability? Across the system as a whole, it must either come from more borrowing or from existing funds. In the case of governments, that means issuing interest-bearing bonds or tapping taxes and other revenues. The interest on the debt compounds, meaning the government is paying interest on interest. This makes the debt increase exponentially, until it is mathematically unsustainable. Then bankruptcies occur, of banks or even whole governments. Booms turn into busts, and the cycle begins again.

    Today, interest on the federal debt is the second largest budget line item after Social Security, exceeding $1 trillion. Meanwhile, workers are losing jobs to AI/robotics, shrinking the income tax base. The system is clearly unsustainable.

    How to Raise Demand to Scale to the Upcoming Supply

    A Universal High Income would replenish the shrinking tax base by replacing the lost wages of unemployed workers. But where will the money come from to pay the UHI? The only sustainable solution is for the government to issue it interest-free. That does not mean through the Federal Reserve, which creates money in the same way banks do: it buys federal interest-bearing securities with accounting entries. The Fed collects the interest, which it is supposed to return to the Treasury after deducting its costs. But since 2008, its costs include paying interest on the reserves of its participating banks, which consumes its profits. (See my earlier article here.) 

    The only interest-free, debt-free solution that will actually increase the money supply sufficiently to match the projected productivity of AI/robotics is for the money to be issued directly by the Treasury.

    This is not a radical new idea. It is authorized in the U.S. Constitution, which provides in Article 1, Sec. 8, that “The Congress shall have Power To … coin Money [and] regulate the Value thereof .…” Abraham Lincoln used government-issued “Greenbacks” to avoid a crippling debt to British-backed bankers. Debt-free government-issued money was also the funding mechanism by which the American colonists succeeded in creating a thriving economy and liberating themselves from the oppressive yoke of the British Empire.

    In his 1729 pamphlet “A Modest Inquiry into the Nature and Necessity of a Paper-Currency,” Benjamin Franklin argued that a lack of currency was a tax on industrious farmers and producers, and that a reliable, locally issued paper currency was the “oil” for the gears of trade. The “Nature and Necessity” of this currency was to facilitate the movement of goods between neighbors. Franklin observed that the British strategy of keeping the colonies short of cash was a method of economic suppression. By forcing the colonies to use gold and silver, which were constantly drained back to London to pay for imports, the Crown kept the colonies in a state of permanent debt and low productivity. When the money supply matched the productive capacity of the people, universal prosperity resulted without inflation. 

    This logic evolved into the “American System of Political Economy” championed by Henry Carey, economic advisor to Abraham Lincoln. He wrote:

    Two systems are before the world… One looks to pauperism, ignorance, depopulation, and barbarism; the other in increasing wealth, comfort, intelligence, combination of action, and civilization. … One is the English system; the other we may be proud to call the American system, for it is the only one ever devised the tendency of which was that of elevating while equalizing the condition of man throughout the world.

    In the context of the 21st century, the “oil” that best lowers the friction of trade is debt-free government-issued money similar to Lincoln’s Greenbacks and colonial scrip. Rather than implementing a radical financial innovation, we would be returning to our roots.

    Inflation or Deflation?

    The chief objection to the colonies’ paper “scrip” was that they tended to over-print, so that “demand” (money) outstripped supply. Too much money chasing too few goods produced price inflation. But in the 21st century, we will soon have the opposite problem: too little money chasing too many goods. Machines don’t need food, clothing, shelter, transportation, medical treatment or other services. So who will buy those goods and services? 

    Money needs to be issued to human consumers, and not just to a few wealthy human consumers serving as debt brokers thriving on interest. To create sufficient demand for the voluminous output of AI/robotics, it needs to go to the whole national population, evenly distributed. Not only can UHI work in that sort of abundant supply without producing price inflation; it is actually essential to prevent deflation.

    In a conversation on X, Musk wrote:

    In a normal economy, issuing more money simply increases the dollar price of the existing output of goods & services, meaning people do NOT get more stuff. If AI/robotics massively increase goods & services output, then you actually MUST issue dollars to people or there will be massive disinflation. 

    As paraphrased on Yahoo Finance (reposted from Benzinga), Musk wrote that handing out more dollars becomes a problem only when the economy’s supply of goods and services fails to surge alongside the money supply. His claim is that AI and robotics could lift production so sharply that the bigger risk would be falling prices, not rising ones.

    But aren’t falling prices a good thing? In this case, no. Prices would be falling due to a lack of demand, meaning producers can’t find customers for their products. They wind up laying off workers and eventually going bankrupt. When spread across the whole economy, the result is a deflationary spiral: prices fall, businesses lose revenue, and the economy contracts, not because production is inadequate but because purchasing power is insufficient. The result is recession or depression. In the Great Depression of the 1930s, food was rotting in the fields while people were starving, because they were out of work and had no money to spend. 

    Job cuts from AI are already happening. According to the same Benzinga article:

    Evidence of near-term strain is showing up in corporate announcements: employers disclosed more than 27,000 job cuts linked to AI in the first quarter of 2026, according to Challenger, Gray & Christmas. The outplacement firm said that figure was up 40% from the same period a year earlier. 

    Robert Reich reports that wages are around two-thirds of the typical corporation’s total cost, and that in the first four months of 2026, big U.S. corporations cut over 128,000 jobs. 

    How Soon Will All This Happen?

    Another Benzinga article, reposted on Yahoo Finance on March 16, detailed Musk’s projected time frame:

    Speaking remotely to the Abundance Summit last week, Musk told XPRIZE founder Peter Diamandis that the global economy is on the verge of an explosion so massive it defies historical precedent.

    “I’d say the economy is 10 times its current size in 10 years,” Musk said, before quickly clarifying that the growth could be even more explosive. “Greater than,” he added, framing the projected shift in economic output as a “fairly comfortable prediction.” …

    Ray Kurzweil, author of The Singularity Is Near, sees AI reaching Artificial General Intelligence (human-level intelligence across virtually all domains) by 2029, and full transformative abundance by 2045.

    Other experts question these time projections, but a radical transformation of traditional manufacturing and trade is likely to happen sometime in the reasonably near future. The question is, will the money system transition soon enough to rescue all the laid-off workers from homelessness and famine?

    The Sovereign Wealth Fund Alternative

    There is another model for distributing the gains of automation, one that can be phased in gradually as the AI workforce expands. It comes from Sam Altman, CEO of OpenAI. In an ironic twist, Altman and Musk, who jointly founded OpenAI in 2015, are now locked in a high-profile legal battle over whether Altman diverted Musk’s $44 million investment to transform what was conceived as a nonprofit “for the benefit of humanity” into a highly lucrative for-profit enterprise.

    That dispute aside, Altman’s alternative model for sharing AI-generated wealth is a national sovereign wealth fund seeded by the profits of AI and robotics. His proposed American Equity Fund would take public stakes in the companies and technologies driving automation, capture a portion of the resulting productivity gains, and distribute them as universal dividends. The Fund would not replace a Universal High Income but would complement it.

    This approach has several advantages. It ties payments directly to real output, scales automatically with productivity, and can be introduced gradually, avoiding the shock of issuing large payments before the supply side has fully expanded. It would resemble the Alaska Permanent Fund, which distributes oil revenues to residents, except that here the resource would be the most powerful general-purpose technology since electricity.

    Conclusion: A New Monetary Logic for a New Productive Era

    For centuries, money has been issued as a claim against the future productivity of human labor, repaid from the income that labor generates. The logic of this debt-based system collapses when machines become the primary producers of goods and services. Then the limiting factor becomes purchasing power — the ability of human beings to access the abundance their own technologies create. That requires a monetary architecture that expands with output rather than debt, and distributes income not through wages alone but through mechanisms tied to the productive capacity of the whole system.

    Universal High Income and a sovereign wealth fund are two ways of doing that. One ensures a stable floor of demand; the other ensures that the public shares in the gains of automation. Both would be grounded in real production. But for the public to have access to those gains, the money supply needs to expand in proportion to the expanding pool of goods and services. This can be done by restoring the innovation our forefathers baked into the Constitution: debt-free money issued by the government itself.

    How to fund a UHI without triggering inflation or driving the government into bankruptcy is the first objection critics raise, but there are others. They argue that people would stop working or stop learning, that society would collapse into idleness or chaos, that life would lose meaning without jobs, that the government would have the power to control how people spend their money.  Will a UHI ring in the promised utopia or lock us into a state-controlled digital prison? Part 2 of this article will address those concerns. 

    _______________

    This article was first posted as an original to ScheerPost.com. Ellen Brown is an attorney, founder of the Public Banking Institute, and author of thirteen books including Web of Debt, The Public Bank Solution, and Banking on the People: Democratizing Money in the Digital Age. Her 400+ blog articles are posted at EllenBrown.com.tom of Form

     

     

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    WAY TO GO MR PUTIN - RUSSIA FINALIZES 'LBGTQ PROPAGANDA' BAN

    Posted By: The_Fox [Send E-Mail]
    Date: Thursday, 1-Dec-2022 05:31:08
    www.rumormill.news/212414

     

    Many a time I often think about moving to Russia, so sick and tired of living here in the West.

    Over there things get done and child molesters etc don't just get away with a slapped wrist, free to again prey on the innocent.

    Those promoting society's moral decay will now have to answer for their actions also.

    Way to go Mr Putin.

    Read more: 'LBGTQ PROPAGANDA' BAN

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